Healthcare Trends

Learn what’s behind your premiums and ways to save

Several factors contribute to climbing healthcare costs. Fortunately, there are often practical ways to stabilize your insurance premiums and out-of-pocket expenses. But first it helps to understand what drives premiums higher.

Trends that increase healthcare costs

  • Demographics
  • Government regulation
  • New medical technology
  • Increased utilization and consumer demand
  • Weakening of managed care system
  • Healthcare spending and medical cost inflation 
  • Increased prescription drug costs and utilization

Three steps to better manage your healthcare costs

STEP ONE: Promote preventive care

  • Get annual physical exams
  • Stay current with mammograms and pap smears
  • Go for a prostate screening
  • Use the preventive care services included in your insurance program

STEP TWO: Employer involvement

  • Start a wellness program
  • Encourage health risk assessments
  • Use incentive programs for smoking cessation and weight loss
  • Promote disease management
  • Educate employees on how to use benefits wisely

STEP THREE: Healthcare utilization

  • Use generic prescription drugs
  • Manage your stress
  • Treat minor illnesses at home
  • Know what level of care you need, such as a visit to a convenience clinic versus urgent care
  • Educate yourself on healthy eating and fitness

trends01 trends02


Medical Smart Care – In need of a doctor? No more waiting rooms! 24/7 Access

Doctors can be hard to reach. And, illnesses can occur in the middle of the night, at work or during travel. Sometimes you may have a question that doesn’t require an in-person consultation. In all of these circumstances, and many more, Telehealth is a convenient solution. The service is an accessible complement to primary care. Our goal is to equip you with the tools and resources you need to reduce the cost and frequency of in-person visits. Part of that effort involves the delivery of care for a comprehensive list of common conditions by qualified physicians via phone or email.

Benefits

  • Unlimited access to Board Certified Doctors for the entire family
  • Discounted pharmacy prescription savings card – 10-85 percent off
  • Lab discounts – No hassles – No deductibles
  • Discounted diabetes supplies
  • Discounted hearing aids and auditory supplies
  • Imaging discounts – Big savings
  • Dental discounts
  • Vision discounts
  • Medical bill saver
  • Nurse hotline
  • Medical health advisor
For More Information, call 888.386.5773 and ask about Medical Smart Care